Personal

An account you can read at a glance.

Vespermont keeps the everyday parts quick and the serious parts plainly written.

Older couple sitting on a sofa at home reviewing household bills and finances

One balance, one ledger

Everything that moves in or out shows up in a single reverse-chronological activity list. Money is right-aligned, to the cent, with a sign you can read without relying on colour.

Send to an @name

Pick a handle once, then pay and request by name. Nobody has to copy account digits to split a dinner.

A card you control

Freeze and unfreeze from your phone. Card details appear when you ask for them and hide again.

Vaults for idle cash

Move money you are not using into term-based vaults and see the rate, the lock and the risk before you do.

Getting started

Three steps, no branch visit.

  1. Create your account

    Sign up with your details and choose your @name. Identity checks may be required before some features unlock.

  2. Add money

    Funding options will be listed in the app as they are confirmed. We state fees and timing before you confirm anything.

  3. Use it or grow it

    Spend, send to a handle, or move idle cash into a vault after reading its terms.

Feature availability, limits and eligibility depend on final partner agreements and may change before launch.

Get started

Open an account in a few minutes.

Create your @name, add money when you are ready, and read every term before you commit.