Savings and staking

Three vaults. The risks sit next to the rates.

Choose how long you can leave money alone. Longer locks have higher illustrative rates, and more to understand first.

Open an account Jump to calculator

Illustrative. Vault yields are variable, not guaranteed, and may carry risk of loss. Locked vaults may restrict early withdrawal. Read the vault terms.

Compare

Pick the term, then read the terms.

Illustrative rate

Flex Vault

5.25% APY*

Keep it liquid. Cash stays available while it earns.

Term
No lock
Access
Withdraw any time
Minimum
$50
Compounding
Daily
Illustrative rate

30-day Vault

7.80% APY*

A short commitment for a higher variable rate.

Term
30 days
Access
Locked for 30 days
Minimum
$100
Compounding
Daily
Illustrative rate

90-day Vault

11.50% APY*

The longest term, the highest illustrative rate, the most to read first.

Term
90 days
Access
Locked for 90 days
Minimum
$250
Compounding
Daily

*Rates shown are illustrative placeholders, variable, and not guaranteed. Yields may carry risk of loss. Locked vaults may restrict early withdrawal. Read the vault terms (draft).

Calculator

See what daily compounding could do.

Adjust the numbers. The result is a hypothetical projection at a constant rate, which real variable rates will not follow.

Vault (illustrative rates)
12 months

Illustrative balance after 12 months

$10,525.00

You put in$10,000.00
Illustrative earnings+$525.00
If the rate halved$10,262.50

Illustrative only. Rates are variable and not guaranteed, and vaults may carry risk of loss. Results compound daily at an assumed fixed 5.25% APY, which will not hold in practice. Not financial advice.

Method: the balance grows by a daily rate of (1 + APY)^(1/365) − 1, and any amount you add is applied every 30 days. Illustrative, variable, not guaranteed. This is not financial advice or an offer.

Older couple on a sofa looking at a laptop together while planning their finances

Before you lock funds

Questions worth asking.

Are vault rates guaranteed?
No. They are variable and can fall. The rates on this site are illustrative placeholders, not live offers.
Can I lose money?
Vault yields may carry risk of loss. The vault terms describe the specific risks. Read them before funding a vault.
What if I need the money during a lock?
Locked vaults may restrict early withdrawal. Flex is the only vault described as available any time.

Get started

Open an account in a few minutes.

Create your @name, add money when you are ready, and read every term before you commit.

Open an account Talk to us